Regional Loan Guide
Personal Loan in Kedah
Kedah borrowers are often employed in agriculture, public sector, or the Kulim Hi-Tech Park industrial corridor. Islamic financing uptake is high, and Bank Rakyat / Bank Islam play an outsized role in consumer credit.
RMÂ 4,830Median Household Income
RMÂ 235,000Median Property Price
44%Median DSR
Compiled from DOSM, Bank Negara, and our internal benchmarks.
Affordability
What this means for Kedah buyers.
Lower property prices combined with modest median income keep DSR pressure manageable, but thin credit files are a common reason for declines.
Home LoanPersonal LoanBusiness Loan
Active Lenders
Lenders active in Kedah.
MaybankCIMBPublic BankRHBBank RakyatBank Islam
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