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Regional Loan Guide

Personal Loan in Kelantan

Kelantan has one of the highest shares of Shariah-compliant financing in Malaysia. Bank Islam, Bank Muamalat and Agrobank lead the market; conventional lenders serve a smaller share of borrowers.

RM 4,874Median Household Income
RM 220,000Median Property Price
43%Median DSR

Compiled from DOSM, Bank Negara, and our internal benchmarks.

Affordability

What this means for Kelantan buyers.

If you prefer Islamic financing, start the conversation at Bank Islam or Bank Muamalat — their underwriting teams are experienced with Kelantan income profiles.

Home LoanPersonal LoanBusiness Loan

Active Lenders

Lenders active in Kelantan.

MaybankCIMBBank IslamBank RakyatAgrobankPublic Bank

Ready for a Kelantan DSR & lender-match report?

RM30 flat fee. Written analysis in 24 hours. Fee is collected only through official WhatsApp after submission.

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