Regional Loan Guide
Personal Loan in Melaka
Melaka’s heritage zone (Banda Hilir, Jonker) has conservation rules similar to Penang’s George Town. Outside heritage, landed stock in Ayer Keroh and Batu Berendam sees regular first-time buyer activity.
RMÂ 6,054Median Household Income
RMÂ 315,000Median Property Price
45%Median DSR
Compiled from DOSM, Bank Negara, and our internal benchmarks.
Affordability
What this means for Melaka buyers.
Heritage shophouse mortgages require specialist valuation and are not universally offered — plan a longer approval runway.
Home LoanPersonal LoanBusiness Loan
Active Lenders
Lenders active in Melaka.
MaybankCIMBPublic BankRHBHLBOCBC
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