Regional Loan Guide
Personal Loan in Perlis
Malaysia’s smallest state has a correspondingly compact lender footprint. Public-sector and agriculture employment drive most credit applications, and Bank Rakyat has historically been the largest consumer lender locally.
RMÂ 4,713Median Household Income
RMÂ 205,000Median Property Price
43%Median DSR
Compiled from DOSM, Bank Negara, and our internal benchmarks.
Affordability
What this means for Perlis buyers.
Property valuations for rural Perlis locations can come in below asking price, reducing effective LTV. Build a cash buffer of at least 15% of asking to stay flexible.
Home LoanPersonal LoanBusiness Loan
Active Lenders
Lenders active in Perlis.
MaybankCIMBPublic BankBank RakyatBank Islam
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