Regional Loan Guide
Personal Loan in Sabah
Sabah borrowers frequently combine public-sector stability with supplementary business income. Native customary land title (NCR) mortgages follow distinct lender rules and documentation.
RMÂ 5,745Median Household Income
RMÂ 325,000Median Property Price
44%Median DSR
Compiled from DOSM, Bank Negara, and our internal benchmarks.
Affordability
What this means for Sabah buyers.
For NCR title properties, only a handful of lenders in Sabah extend mortgages — often at lower LTV ceilings (80–85%).
Home LoanPersonal LoanBusiness Loan
Active Lenders
Lenders active in Sabah.
MaybankCIMBPublic BankHLBBank Rakyat
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