Comparison Tool
Loan Comparison Tool
Compare loan rates from major Malaysian banks, or compare loan products side by side, to find the best deal for your home, car, personal, or business needs.
RM 500,000
30 years = 360 months
Public Bank
Popular– 4.4%
p.a.
to RM 2,504
to RM 401,370
to RM 901,370
Maybank
Popular– 4.5%
p.a.
to RM 2,533
to RM 412,034
to RM 912,034
CIMB Bank
Popular– 4.6%
p.a.
to RM 2,563
to RM 422,760
to RM 922,760
Important note
Interest rates shown are indicative and subject to change. Actual rates depend on your credit profile, loan amount, and bank policies. Contact the banks directly or use our consultation service for accurate quotes.
More questions
What interest rate can I expect on a personal loan?
Personal loans we help arrange go up to RM100,000, over tenures of 1 to 7 years, from 4.88% flat per annum. Your actual rate depends on your credit profile, income, and the lender selected, and approval — including the exact rate offered — is never guaranteed until the bank confirms it in writing.
What is the difference between flat rate and effective rate?
A flat rate is calculated on the original loan amount for the full tenure, so the interest amount looks the same every year. An effective rate accounts for the fact that your outstanding balance shrinks as you repay, so it more accurately reflects the true cost of borrowing than the flat rate alone.
Are there processing fees or stamp duty on top of the loan?
Processing fees and stamp duty may apply depending on the lender and product. Rather than quote a figure that could be wrong for your specific offer, we make sure any such fee is clearly disclosed in the written offer from the bank before you sign anything, so there are no surprises.
Loan comparison FAQ
Questions about how to read bank comparisons.
Are these rates guaranteed?
No. Rates are indicative and depend on credit profile, amount, and bank policy.
Can I compare different loan types?
Yes, you can switch between home, car, and personal loan comparisons.
What should I check besides interest rate?
Look at fees, lock-in periods, decision speed, and flexible repayment terms.
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Transparent fee notice
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